December 29, 2016
Because we’re personal injury attorneys, you might assume our answer to the question, “Do I need a lawyer” is always a resounding, “Of course!” But legal questions rarely involve easy answers and this one is no exception. Whether you’ve fallen, been involved in an accident, or had an unpleasant encounter with your neighbor’s dog, it’s always fair to ask whether it’s time to call an attorney. Because we never give blanket answers to complex questions, we will give this one the nuanced care and attention it deserves, helping you understand when it’s time to call a personal injury lawyer.
Car Accidents and Insurance Company Settlements
Most people haven’t dealt with the medical bills, lost wages, physical pain, and emotional suffering that occur in the wake of a serious automobile accident. If you’re suffering, in pain, and without legal representation, it can be tempting to take any settlement your insurance company offers. Oftentimes, adjusters will visit you in the hospital or your home, encouraging you to take their offer, which may sound generous. Remember, though, the adjusters aren’t visiting you because they’re your friends. They want you to settle for as little as possible before you hire an attorney who will help you maximize your claim.
Insurance companies have teams of actuaries, adjusters, experts, and lawyers who all work to keep payouts to accident victims as low as possible. If you don’t have an experienced legal team negotiating on your behalf, you may put yourself at a strategic disadvantage. Insurance companies want to settle quickly, but that isn’t always in your best interest. A good personal injury attorney will help you determine a fair and just settlement amount and work with you to ensure no money is left on the negotiating table.
Don’t Wait to Speak to an Attorney
If you’ve been injured, don’t make the mistake of waiting to speak to an attorney. Call an experienced personal injury attorney as soon after your accident as possible; they will take the time to fully understand your case and advise you on all your rights. When you’re sick or injured, it’s not easy to catch the long-term implications of documents you may be asked to sign or see potential loopholes. Have an experienced personal injury attorney who will review your case, and help ensure you know exactly what you’re signing and why.
If you’ve been seriously injured, it’s especially important to call an experienced personal injury attorney. Although many cases settle out of court, sometimes the defendant refuses to accept responsibility or the insurance company disputes your claim. Or, the negligent party may not have insurance or be underinsured. In these complex cases, you need an experienced attorney to negotiate on your behalf, and to be ready to represent you at trial should the need arise.
There are simply too many factors to consider when squaring off against an insurance company, expert witness, or negligent party after you’ve sustained a serious injury. When your recovery and health and wellness are on the line, there should be no doubt; calling in an expert who knows the law, understands everything about you and your case and will fight for your rights is the best move you can make.